High Deductible Plans

Our High Deductible Health Insurance Plans Offer the Lowest Premiums of All Our Plans.

Are you looking to save on your monthly premium bills?

High deductible health insurance plan (or as some people call them hdhp), allows you to save money on your premiums while taking the responsibility of covering minor or routine out of pocket medical expenses if they come up. The hope is that the occurence of going to the doctor or having an emergency is very unlikely. This is one of the reasons people call these types of plans “catastrophic health insurance”. You will also benefit from UnitedHealthcare’s wide-reaching network, which is available in most areas.

Higher premium and lower out-of-pocket. This plan is for those who do expect to go to the doctor at least a few times this year, so they don’t want to have to shell out too much out of pocket at those events. So, the Plan 100 has the highest of this group’s premium’s, but the lowest out-of-pocket for when you do go to the doctor.
Lower premium and slightly higher out-of-pocket. This plan is for those who really just can’t afford a large monthly premium and don’t want to think about what would happen if an unexpected accident or illness occurred. It’s got a lower monthly premium, but a higher out-of-pocket.
Lower premium and higher out-of-pocket. This plan is similar to the Plan 80 in that it’s providing the customer with a lower monthly premium in exchange for a higher out-of-pocket, but it has an even higher out of pocket cost because it has less benefits. This plan may be ideal if for an early retiree who needs health insurance while waiting for Medicare.

For costs, benefits, exclusions, limitations, eligibility, and renewal terms, call a licensed advisor to discuss your health plan options at (888) 803-5917 to get a free quote. Plan availability varies by state.

We also offer other health insurance plans with a variety of coverage at competitive prices.