Health Savings Account

(HSA) Plans

Our Health Savings Account plans combine lower-cost, high-deductible health insurance with a tax-advantaged health savings account.

United Health One Health Savings Account

Do you want more control over how your health care dollars are spent?

Health Savings Account (HSA) plans can help you take control of your health, your medical decisions, and your medical spending. An HSA can increase your health insurance buying power by:

  • Typically lowering your health insurance premium, but still providing quality coverage.
  • Regaining more control of your health care dollars.
  • Paying your out-of-pocket health care expenses with tax-advantaged savings.
  • Spending your HSA savings tax-free to help pay your health insurance deductible or for qualified medical expenses including prescriptions, vision, or dental care through reimbursements from your account.
  • Providing one simple, calendar-year deductible per family.

An HSA acts similar to the flexible spending accounts many have with their employer provided health plans or group plans as many call it, except the money is yours to keep. There is no “use it or lose it” feature.

HSA 100® is our most comprehensive HSA plan:
  • Lower out-of-pocket costs and higher premiums
  • Deductible range from $1,250 to $5,000 for singles and $2,500 to $10,000 for families
  • $0 coinsurance
  • Four-tiered prescription drug copay plan with the most savings on generic prescriptions and you save most on generic
  • $35 preventive doctor’s office visit copay1
HSA 70SM is our most affordable HSA plan:
  • Higher out-of-pocket costs and lower premiums
  • Deductible range from $1,250 to $5,000 for singles and $2,500 to $10,000 for families
  • 30% coinsurance
  • $15 copay for generic prescriptions, brand names are not covered
  • $35 preventive doctor’s office visit copay1
Visit the HSAcenter for general consumer information and FAQ on HSAs.
For costs, benefits, exclusions, limitations, eligibility, and renewal terms, call a Product Advisor to discuss your health insurance plan options at (888) 803 5917 or get a free quote.

We also offer other health insurance plans with a variety of coverage at competitive prices.