Copay Plans

Copay Insurance Plans

UnitedHealthOne Can Guide You in Selecting Copay Health Insurance You Can Afford.

A UnitedHealthOne copay plan can help you to better budget for your family’s health care. When you or a family member has an office visit at a network provider, you’ll pay a $35 copayment and we’ll pay 100% of history and exam fees.


A copay plan is similar to many employer plans with set copay for routine health-care expenses.

Choose from two UnitedHealthOne Copay Plans:

Copay SelectSM – Our Most Popular Copay

Nick and Amy* have the Select plan. With three active kids, they like knowing what their doctor office visits will cost.2 The prescription drug card helps control their out-of-pocket expenses, especially for those summer months when the kid’s allergies flare up.

Copay Select features:

  • Higher premium and lower out-of-pocket costs.
  • Deductibles from $500 to $10,000.
  • Choice of coinsurance out-of-pocket maximum $0, $3,000, or $5,000
    (in-network, after deductible, per person).
  • Four-tier prescription drug copay plan. You save the most when you buy generic.
Copay SaverSM – Our Lowest Priced Copay

Al and Deb* are empty nesters and have the Saver plan. It helps them to control costs and get welcomed coverage for their wellness care and generic drugs.2

Copay Saver features:

  • Lower premium and higher out-of-pocket costs.
  • Deductibles from $1,500 to $10,000.
  • Coinsurance out-of-pocket maximum $6,000 (in-network, after deductible, per person).
  • $15 generic drug copay. Brand name drugs are not covered.